TenantsTips / Home / Tenancy Help / Rent Help / I can't afford to pay my rent
I can't afford to pay my rent
How to deal with not being able to afford to pay your rent? What do you do?
If you can't afford to pay your rent what do you do?
If your having difficulty paying your rent you need to take action straight away. The quicker you take control of your finacial affairs the quicker you can sort your situation out before it comes a big problem. We will give some suggestions on how to best deal with this sort of situation.
Ask yourself why your behind with the rent?
The first question to ask yourself is why are you behind with the rent? Has something unexpected happened - losing your job? Did you spend to much money on clothes? Are you just running short on money this month? Have your benefit payments been delayed?
Write down all your income and expenses - then see how much you've got to pay your debts. Make a list of all your debts and put them in order of priority then you can work out how much you can afford to pay to everyone you owe money to.
Consider seeking advice from a debt advice agency or a debt consolidation specialist as they may be able to restructure your debts into one debt and one easy monthly repayment, they may even be able to write-off some of your debt.
Rent advice
If you are having problems paying your rent, you should get advice as soon as possible. You should contact your landlord to let them know of your difficulties and see if you can make any arrangements. Rent arrears are 'priority debts', which means the consequences of not dealing with them are serious - there is a risk of eviction.
Speak to your landlord as soon as possible and try to reach an agreement about paying off the arrears. Don't agree to pay more than you can afford from your calculations, there’s no point, be honest now and you can work through it together. One way to do this is through an agreed debt management plan.
Help with paying your rent
If you're on a low income, you may qualify for some government benefits or social security payments. These benefits can include Housing Benefit, Local Council Tax Benefit or tax credits of some sort. Remember, you don't have to be out of work to claim benefits and you could qualify for more than one and even if you currently receive Housing Benefit, if it doesn't cover your rent you may be able to get some extra money - called 'discretionary housing payment'. Speak to your local authority Housing Officer, check them out in the yellow pages or look on your council tax forms for the number, or better still take a trip to your local office.
Comments
Rent.....on the verge of being evicted
IN NEED OF ASSISTANCE
My job just got slow due to the excessive rain
please help
help paying rent
Please Help, Rental Assistance
Suggestions? Help? Trying to Make It!
Rent Help
Help with Rent
Need Help With Rent, My Boyfriend Paycheck Went On Every Bill We Had Beside Rent. Please Help
about to get evicted
Need Help!
I just lost my job of 2.5 years
Having trouble paying my rent at this time.
lost job need help
In Need of Help Please
I'am in need of some help...
Help
Help with assistance..
i cant pay my rent
Login or Register FREE to add comment.

Guarantee credit.
funding
Tuesday 08 May 2012 1:23:06 pm