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I can't afford to pay my rent

How to deal with not being able to afford to pay your rent? What do you do?

If you can't afford to pay your rent what do you do?

If your having difficulty paying your rent you need to take action straight away. The quicker you take control of your finacial affairs the quicker you can sort your situation out before it comes a big problem. We will give some suggestions on how to best deal with this sort of situation.

Ask yourself why your behind with the rent?

The first question to ask yourself is why are you behind with the rent? Has something unexpected happened - losing your job? Did you spend to much money on clothes? Are you just running short on money this month? Have your benefit payments been delayed?

Write down all your income and expenses - then see how much you've got to pay your debts. Make a list of all your debts and put them in order of priority then you can work out how much you can afford to pay to everyone you owe money to.

Consider seeking advice from a debt advice agency or a debt consolidation specialist as they may be able to restructure your debts into one debt and one easy monthly repayment, they may even be able to write-off some of your debt.

Rent advice

If you are having problems paying your rent, you should get advice as soon as possible. You should contact your landlord to let them know of your difficulties and see if you can make any arrangements. Rent arrears are 'priority debts', which means the consequences of not dealing with them are serious - there is a risk of eviction.

Speak to your landlord as soon as possible and try to reach an agreement about paying off the arrears. Don't agree to pay more than you can afford from your calculations, there’s no point, be honest now and you can work through it together. One way to do this is through an agreed debt management plan.

Help with paying your rent

If you're on a low income, you may qualify for some government benefits or social security payments. These benefits can include Housing Benefit, Local Council Tax Benefit or tax credits of some sort. Remember, you don't have to be out of work to claim benefits and you could qualify for more than one and even if you currently receive Housing Benefit, if it doesn't cover your rent you may be able to get some extra money - called 'discretionary housing payment'. Speak to your local authority Housing Officer, check them out in the yellow pages or look on your council tax forms for the number, or better still take a trip to your local office.



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Rent.....on the verge of being evicted

Today is April 4,2012 and my husband and I live in Fort Collins Co. at the Governor's Park Apartments and we just recieved a letter stating that we where late on paying our rent do to the fact it was due on the first. I am six weeks pregnant and was asked today to resign from my job and my husband is self-employed and is a full time student. Our rent is $880 a months plus utilities which all together we pay over a thousand dollars a month for a little two bedroom apt. we have a 12 yr old son and another on the way. What should we do, they have only given us three days to come up with over a thousand dollars.

IN NEED OF ASSISTANCE

Hello, my name is Barbara. I am currently married. My husband nor I can find a job (not lack of trying). We have three kids 7,3, and 11 months. I do get unemployment but it is only 500 a month. My rent is 500 monthly and we just can not do it. We are both disabled and we are fighting to get our disability. I am currently in school for criminal justice. We are trying to do this. Our rent is due April 1st. I have contacted the local rental assitance place which is IL valley. They told me that I make to much money for them to help us. Our two younger children are still in diapers. If you have any advise or can help in any way please contact me via email. renebarbie84@gmail.com or smithren@madisontelco.com

My job just got slow due to the excessive rain

I hate to say this out here but, I sure need some advise or direction to getting some financial help paying the rent. I have been doing odd jobs around here cutting grass but its only to put food on the table. Im in the guadalupe county area. i have 4 children ages 21,12,4 & 2. Two of them have disabilities Autism, and Atopic eczema. Any help for me to keep my family from not being so scared. Thank you. God Bless us all

please help

Hi my name is tenika holton i live in san antonio,tx i have 3 kids and im not working im living with my roommate and i cant afford to pay the rent and i don't want my kids in the street they got tooken away from me so please i don't want that to happen so please im asking u for your help i need money like yesterday so please can you please help me pay my rent thank u for listening to me and u can email me at tenikaholton@yahoo.com if u want to ask me and question once again thank you for listening

help paying rent

Hi, name is Mike
I know you have to read alot, so I'll make it short. Lost job, out of unemployment benefits & need help paying rent . Email # mike35pasa@gmail.com Thank you for your time!

Please Help, Rental Assistance

Hello and Thank You for taking the time to read this plea.
I am Keri, Lost my job of one and a half years, last paid on December 7th, 2011, I managed to make January rent, I am unable to qualify for unemployment benefits, and I have applied for Medicaid but process is not short, also Food Stamps with that they allow you to receive a free Safe-Link phone but this too takes time. Rent is due on or before the 5th, the 15 they start eviction and the 22nd they lock you out, I got the manager to put off processing until the 29th, Then I own $604. I have called every rental assistance program in the state of Nevada/Washoe County and all programs are out of funds, NV Energy the power company has discontinued their EAP, Emergency Assistance Program due to such high volume of people needing assistance. I also am an individual and several programs are biased to cater to single mothers and or family's, understandable, but making it that much harder to get help, My cell phone has been shut off and my Internet and home phone will be off next and then 29th will be here and I will have no home, I am in dire need of an outlet or something to not become homeless, please any suggestion, comments all welcome! Please advise/help
Thank You for tyou time
Keri

Suggestions? Help? Trying to Make It!

Hello and Thank You for Reading thins post!
I last received pay on December 7 , I made it last and was able to pay January rent and a few other things with those funds. I have called every assistance program offered in Washoe County/Nevada and all the programs are out of funds including EAP, Energy Assistance Programs is temporarily discontinued, I am not a single mother, nor a family just an individual and the programs are geared for those folks first, I have until the 29th to get my office manager the $604.00. The place I live rent is due on the or by the 5th of the month, they start eviction on the 15th and lock out on the 22nd, fastest eviction I have ever heard of, I only need to get by three month and my lease of 6 month will be up and no bad hits.

Rent Help

I am currently just getting out of major rebuilding of my esophogus surgery and am in recovery and have been going through major medical issues last year, and especially last two months. I have had two heart surgeries, 11 upper GI surgeries and now this one, and possible two more touch up Upper GI surgeries and one more heart ablation. I finally just started recieving Disability benifits. I got all the bills caught up and rent, but am behind in rent $400 which i have no way of being able to afford right now, and while i was in surgery they served me with and eviction notice for the $400. I am in dire need for rental assistance, I have tried calling a few churches and organizations and they are currently out of funding, I am in a panick, is there any help any of you can do for me, or know someone that can? I am in Anchorage, Alaska, my email is tonyasteichen@yahoo.com. Thank you for any help or consideration you might be able to help with

Help with Rent

My name is Todd and I am facing eviction, I went through a divorce back in october and won legal and physical joint custody of my 2 kids, since then I was layed off from my job and lost my unemployment benefits, so I have no income coming in. I applied for food support and medical assistance from douglas county in Minnesota and received that but was denied emergency assistance for rent help because of lack of funds, I also called the local community actions program and was told they were out of funds also. What should I do? My kids need me. I have nowhere else to go? Please help me. My e-mail is tshbrevin@yahoo.com

Need Help With Rent, My Boyfriend Paycheck Went On Every Bill We Had Beside Rent. Please Help

We Need Help With Our Rent. Its Due On The 6th And If Its After That Than We Will Be Kicked Out. My Boyfriend Dont Get Paid In Time To Pay The Rent And This Is Our First Place And We Dont Want To Lose It. Can You Please Help Us. Contact Me At My Email Siders_jessica@yahoo.com My Name Is Jessica And My Boyfriend Name Is Andrew And We Hope You Can Help Us. Thanks

about to get evicted

hi my name is margaret

my job has cut my hours back keeped up for awhile then my car broke down . living pay check to pay check.
then i got sick there wasw another bill . if there is any one that can help it would be greatly apreciated.
thanks margaret.

Need Help!

Hello. My name is Laura Ghan. My husband and I recently moved to Minnesota to get back on our feet after a really rough first year. Things were going really well for awhile. We were able to get a loan to get a car, we both found jobs within the first two weeks, and we found an apartment that was willing to give a young couple a chance. Then, almost a month ago, my husband was injured at work. Between the two of us, we lost almost two weeks of wages. But he wasn't out long enough to qualify for benefits from Workman's Comp. On top of that entire event, the company we worked for decided that we weren't a good fit for them and let both of us go. So, those last two paychecks we were counting on to pay rent are no longer a sure thing. Our rent is due in eight days and we're pretty much out of options.If anyone could please help us out, it would be greatly appreciated. We just need a chance to find permanent jobs and get ourselves stable. My e-mail is ghan.laura@hotmail.com. Please find it in your heart to help a young couple just getting started.

I just lost my job of 2.5 years

My name is Domini Lewis. I am 30 years of age. I've just lost my job that I got in 2009. Some people wouldn't say this part, but I am being honest and humbling myself because I could really use some help. I am currently on parole which means that I am a felon. Since I have been out I have been trying to make important changes in mylife. I have finished all the classes required for me to do and I am one of my parole officers best clients. When I went to prison in July 2007, my then year old daughter was given to my grandparents. My grandfather passed away in September then my grandmother February 2008. She was then moved to Florida to stay with my distant cousins. Our agreement was I would get her back as soon as I was stable. I was on my way to get her back ( got a two bedroom, picking up shifts at work) Then it of nowhere I lost my job. I've filed for unemp.loyment and it hadn't gone thru yet. It's hard because I don't have anyone to houtp me and I am having a really hard time finding a job because of the felony. I am not a bad person just made a bad decision when I was 18. I am asking for any type of help from anyone willing to. If anyone can help please contact me at Dominilewis.c
om@gmail.com.

Having trouble paying my rent at this time.

My name is Pamela Hundley. I am a single mom who 7 months ago had to send my son of 16 years to live with his dad because I was increasingly unable to pay bills rent an buy food. I have been off work due to injury since November 12th 2010. I was getting state disability to help pay the rent and bills until November 19th 2011. Last month in December my youngest daughter who is in her 2nd semester of her senior year in College was able to come up with the balance to pay the rent after I had save 1/3rd. However this month neither she nor I have any money to pay the rent bills or buy food. We have been blessed by good friends who have provided a little here and there to buy food. However rent and bills (gas and lights) have not been paid. I received a 3 day notice on Friday to pay rent or move by tomorrow. I have no money to pay on the rent nor do I have any money to be able to move our things out of this 1 bedroom apartment we share. My daughter has not worked since May of 2011 (she lost her job at that time). I have applied for Social Security Disability and was denied due to amount of money I was receiving from State disability. I reapplied once that state disability ran out. I was denied workers compensation benefits by the insurance company for my job, then there doctor said my injuries were worker related, however they have still not made payment of benefits. I applied for long term disability from my employers insurance and that decision has not been made yet. I just need a little assistance and a lot of prayer.

lost job need help

my name is cody andresen i have recently lost my job and cant pay my rent for december and january and so on. i have a year old son with a heart condition that does require open heart surgury in the next 6 MONTHS. they gave me till friday december 30th 2011 to pay decembers rent and gave me my eviction notice and court papers. if any help at all i would b so greatfull thank you and god bless. c. Andresen email ?'s codyluvs2ride@yahoo.com thank u

In Need of Help Please

I lost my job a couple of months ago and got behind in my rent. I have been served eviction papers and have no plac to go. I have been blessed with a job and will be able to maintain from here. I just need help getting over this hump. I am willing and able to have you paid back by mid Feburary or I can "Pay it forward" and help someone else in need. Whichever you prefer. Please email me at (rentangel14@fastmail.fm) if you are able to help. I didn't qualify for help from the Trustee's office and those that were willing to help are out of funds. Please leave me a way to contact you. I don't want any money put in my hands...just for my apartment complex to be called and the rent paid. I am not in the business of using or trying to get over on people. Thank you and God Bless you. J

I'am in need of some help...

My name is Cindy Roquemore, I recently get fired from my job and have been unable to pay my rent as well as other bills go for December. I spend hours on end look for a job by job hunting or going to a temp place and have had no luck. Until December 10th SAM club call they hire me but for only part time, but that not going to catch me upon my bills. I have people calling & asking when will they get they money. I tell them I have been trying to get the money. I was wondering if you Tenants tips or any other organization may be willing to help me. I have been doing all the steps like sending my resume's out to everyone I know that hiring, temp's service's, nothing... I have been pray for a miracle that I can reach out my hand for help & get some help. Right now I am behind on my car note, about to have no
insurance, I had to pawn all my silver for gas for my car & some grocery for the house. I'm begging & wishing for helps ... I have fill out for unemployment and i was turn down for there services also so i try for food stamps as well TANF, well i was turn down for TANF cause i do not have kids. so please help. I' am at my whits ends. Thank you. for your time.

Help

My name is Michelle Bond, I recently lost my job and have been unable to pay my rent for December. I spend 6 hours a day atleast job hunting and have had no luck. I was wondering if you or any other orginazation you
may know would be willing to help. I have not had to ask for help in years but sometimes we have to. Thankyou
For your time.

Help with assistance..

My name is michelle bond im in the need of help on my rent please.. Ive lost my job do to lay off & im really struggleing @ the moment ive been looking for a new job & not hsving much luck @ the moment. Is there any body out there that can help me with sum kind of assistance please & thank u very very much!!! Dont wanna br on tje stret thank u much michelle.

i cant pay my rent

i have been talking and researching agencies to help w/rent and i am running in circles. i recently was terminated from my job and i have a criminal record and just cant keep up on the rent i owe for my apt of 4+ yrs. i have no other options until/when i get another job. is there any resources or information you have that could help? Much appreciated. I do not qualify for cash assistance from the state so....i am just lost. Thank You, B Wendling

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